Senior Valuations Analyst Consumer Lending

Senior Valuations Analyst
Hybrid Working - London Offices
Competitive Salary + Bonus + Benefits
Ref: J12982

About the Company
Innovative, ethical, and proven this is consumer finance reimagined.
Here, customer experience is everything. Responsible lending and transparent decision-making aren't slogans, they're the heartbeat of the business.
A true consumer finance champion, reshaping the traditional landscape with products people trust.
Excited? Think you can add value? Read on…

The Role
We're seeking a Senior Valuations Analyst to own and evolve valuation model development. This is a hands-on role where curiosity, fresh ideas, and commercial impact go hand in hand.
If you were in the role today, you'd be:
• Owning and enhancing complex credit card valuation models
• Monitoring performance, updating assumptions, and presenting insight
• Modelling new opportunities across multiple products
You'll shape credit policy, product, and pricing strategies while working closely with stakeholders across finance, product, and commercial teams.

Key Responsibilities
• Deliver valuations that assess profitability across lending products and customer vintages
• Build and refine models projecting revenue, costs, losses, and profitability
• Identify trends and insights through exploratory analysis
• Apply statistical techniques to validate assumptions
• Refresh models regularly in line with new data and conditions
• Drive automation and improvements in the valuations framework
• Analyse variances between forecast and actuals to guide strategy
• Own P&L for lending products, influencing commercial outcomes
• Communicate complex findings clearly to all audiences

About You
An experienced Valuations Analyst, you blend technical skill with commercial edge. You thrive in fast-moving environments, bring fresh ideas, and can turn data into decisions. Detail-oriented, proactive, and confident engaging with stakeholders, you're ready to make a tangible impact in a business transforming consumer finance.

Requirements

Essential

• Degree in Maths, Stats, Finance, Business, or related field
• 3+ years' experience in valuations, credit, or corporate finance
• Advanced Excel modelling and strong SQL skills
• Proven communicator with technical and non-technical audiences
• Process-driven and improvement-focused

Nice to Have

• Credit card valuation modelling experience
• Statistical grounding of assumptions
• Migration of models into Python
• Understanding of how valuations connect to wider business planning

What's on Offer?

• Competitive salary + bonus
• Hybrid working model
• Enhanced pension, private medical, 4x life insurance
• 25 days leave + bank holidays + birthday off
• Family-first policies and long-term career development
Apply today and let's talk.