Senior Credit Risk OversightManager

Datatech Analytics
Published
January 10, 2022
Location
London, United Kingdom
Job Type
Job Ref
J11661

Description

Senior Credit Risk Oversight Manager - London - Competitive Salary

We are looking for an ambitious and purpose-driven Credit Risk Oversight Manager. Reporting to the Chief Risk Officer (CRO) the individual will be responsible for providing oversight of 1st line Credit Risk activities as well as leading 2 direct reports in day to day 2nd line Credit Risk activities. This is a unique opportunity to translate your experience within Credit Risk Management into a Fintech environment. This exciting position will give you exposure to a range of consumer credit portfolios and a fascinating opportunity to learn how risk is managed in a fast-paced new age bank. If you are innovative, curious and not afraid of a challenge, we'd love to hear from you.

Responsibilities
• Overseeing the strong and sustainable growth of portfolios
• Developing and maintaining the bank's credit risk appetite framework, including appetite metrics and their limits
• Developing and maintaining the banks approach to stress testing credit losses
• Contributing to the bank's ICAAP, ILAAP and other regulatory requirements
• Working closely with and providing oversight to 1st line Credit Risk management
• Developing and executing the 2nd line credit risk oversight plan, including thematic reviews, deep dives and sample-based reviews
• Reviewing policies and processes for underwriting, collections and account management
• Providing narrative on the key credit trends / themes to the Credit Risk Committee
• Supporting the due diligence process for portfolio acquisitions

Skills and Experiences
• Experience of operating in a 2nd line credit policy and oversight team
• Strong experience with both secured and unsecured asset classes: e.g., unsecured loans, credit cards, residential & Buy-To-Let mortgages
• Confidence to check and challenge senior management
• Strong intellect, excellent communication skills and energy
• Previous experience of contributing to the undertaking of an ICAAP
• Hands-on experience of Provisioning, Forecasting and Credit Risk Strategy development
• Experience with impairment approaches such as IFRS9
• An entrepreneurial approach with an ability to think strategically and be hands on
• A positive, self-sufficient leader with excellent communication skills, intellect and energy
• Very sound judgement and business instinct with a desire to challenge traditional thinking

If this sounds like the role for you then please apply today! [email protected] or call her on 01256 314660.
Alternatively, you can refer a friend or colleague by taking part in our fantastic referral schemes! If you have a friend or colleague who would be interested in this role, please refer them to us. For each relevant candidate that you introduce to us (there is no limit) and we place, you will be entitled to our general gift/voucher scheme.
Datatech is one of the UK's leading recruitment agencies in the field of analytics and host of the critically acclaimed event, Women in Data. For more information, visit our website: www.datatech.org.uk

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